So way back when I used to use Mint.com to help me manage my finances. It worked great until Intuit bought them, ended the app, and redirected their customers to CreditKarma. I hated getting spam messages and haven’t used a personal finance app for years. I finally set up ActualBudget and it great for budgeting but I want to keep track of investments, retirement holdings, property, and things outside of the monthly budget. I don’t think ActualBudget does that. Are there any self hosted projects that helps me keep track of stocks, property, and other assets?
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If you want to track all your wealth with one single tool (bank accounts, stocks, bonds, funds, properties…) I would recommend plain text accounting tools suchs as ledger-cli, hledger or beancount. I began with ledger-cli and move later to hledger.
You will learn a lot of double entry accounting and you will keep accounts with plain text files with version control.
It is a rabbit hole…
Yeah I use software to make my life easier. Not saying it isn’t worth learning but time is limited.
Well, PTA basics are quite simple, you can track quite easy your income and expenses. It depends how much things you want to track (cash, banks, mortage, stocks, …) and the detail you want to achieve (reports, queries, depreciations, budgets, forecasts…).
The limit is not the tool but your needs or as you said your time.
Actual budget does do that! You can tie it to automatically import transactions via SimpleFIN.
https://actualbudget.org/docs/advanced/bank-sync/simplefin/
Some things you’ll need to manually do, like real estate valuations.
Oh we finally have a way to sync Actual in North America? Might actually start running it again
So that actually doesn’t do what I want. It will record buying and selling of securities but only as if it were like making purchases or payments in a credit card or bank account. It doesn’t keep track of the value of the security or any other asset. For example, I have a Roth account and it has a couple hundred shares of an index fund in it. Actual will only show that I spent several thousand on that index fund (listing it’s name in the notes) but not the number of shares I bought and at what price at the time of purchase. I won’t be able to track gains or losses for each security, only as a whole of the entire Roth. Actual doesn’t do what I want it to do and I don’t know enough TypeScript to contribute.
I really want this too. Neither Actual nor Firefly III support stocks/funds (open issues for Actual and for Firefly III.
I use GnuCash for my transactions, which I manually export from my accounts as QFX files. Although GnuCash has support for tracking fund values and generating reports, I do this with a custom Python script and Metabase instead.
Holy shit. This is both awesome and so overkill that I want to try it.
I can share the script on GitHub if anyone is interested. Among other things, it converts funds to their value at the time of the transaction and adds additional transactions to reflect capital gains and losses. This allows Metabase to accurately report net worth over time.
I am definitely interested.
Downloading this
I use a budget app for tracking income and spending on a transaction basis and then keep the rest of my finances in spreadsheets.
I spent a lot of time trying to find an open source self hosted tool to replace mint and ended up just moving to Monarch and paying. Honestly it’s been a really great experience as if long as you don’t mind the annual $50.
I used to use an app called moneydance several years ago. It was pretty much the only thing that ran on Linux but it was decent.
Some of the features you’re looking for led me to switch to Quicken a few years ago. It’s a legacy desktop app (Quicken Online sucks) and it’s not very fast but it is still the gold standard for personal accounting software. I’ve honestly been happier with it than I was with anything else I’ve tried.
Thankfully Intuit sold it off so they can’t enshitify it anymore.
