Historically, it has been. Right now is shaky. SPY was over 600 and now having a hard time at 589.

I disagree with #2. All of the target date funds tend to have 1.5-2% returns and are largely intended for people that aren’t looking at alternatives. Almost anything is better.

Stopped watching YouTube in November. Some mild regrets, but mostly a good decision.

I don’t really make assessments about people based on whatever musical tastes they have.

Things are only seemingly getting worse. I’d say buy while you can still afford to and there is inventory, who knows what kind of crazinesss is coming to the economy after January.

If things get too wild, sellers will remove inventory, only making both rent and existing inventory prices increase.

I speculate the original intent of that expression was “more money; DIFFERENT problems.”

I’m of the opinion that shooting CEO’s that make decisions to deny insurance claims that cost peoples’ lives is the moral high ground.