• phanto@lemmy.ca
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    3 months ago

    You can’t cancel your reservation within 24 hours. You can rebook it. Okay, rebook it for one week out. Call back a day later, cancel.

  • spongebue@lemmy.world
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    2 months ago

    My brother-in-law didn’t want to carry his jacket around at Disney World, and he didn’t want to get a locker for it, so he had his dad turn it in to lost and found. At the end of the day, before leaving the park, he picked it back up.

    • renegadesporkA
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      2 months ago

      This isn’t a loophole–just how any decent human being should behave.

    • NotSteve_@lemmy.ca
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      2 months ago

      I think working retail should be a mandatory thing like how military service is mandatory in some countries.

      Everyone should have to serve their time doing retail so that they can have a bit of empathy

  • irish_link@lemmy.world
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    2 months ago

    Back in the day they were “selling” dollar coins through tv. It was legal tender so banks had to accept any deposit of it. The U.S. mint offered free shipping in the continental U.S.A.

    Some smart folks started buying them with their credit card that offered air travel miles as a reward. Then they took all the coins and depositing them in their bank and paid off their CC. Rinse and repeat.

    Yes they were out no money and had thousands of dollars worth airline miles.

  • RememberTheApollo_@lemmy.world
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    2 months ago

    If you get married the tradition is for one partner to change their last name to match so both have the same last name.

    We didn’t do that, so we have different last names.

    So when you sign up for services that offer (x) months free or discounted cost per unique household, you use one name, cancel, and sign up under the other name. They don’t know you’re married, don’t know if it’s a rental, or don’t know if it’s a roommate thing. So when we were poor AF we could save a lot of $ on services at least for a few months or so. Usually cable tv that offered a 6-month discount.

    • DBT@lemmy.world
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      2 months ago

      Even with the same last name they don’t know you’re married. We share a last name and have done this a few times before.

    • CileTheSane@lemmy.ca
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      2 months ago

      Where I live you can freely use your maiden name or your spouse’s name and switch between them whenever you want.

      We didn’t like either of our last names so before getting married I legally changed mine so my Spouse could adopt it after the wedding, instead of both of us legally changing it after the wedding.

  • waz@lemmy.world
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    2 months ago

    There was a burrito shop that had a frequent customer card that you could use to earn points towards a free menu item. You could register the card online and for whatever reason you could add multiple cards to the same account.

    A friend of mine realized that if you registered a new card they would give you a decent chunk of points just for signing up, then you could merge that account in with your existing account and get free points.

    Every chance he got he would grab handfuls of the cards, activate them all, and get tons of free food.

    • weirdboy@lemm.ee
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      2 months ago

      I had a similar thing with a promotional card at a bar called Wurstküche in LA some years back shortly after it first opened. The card said something like “one free sausage” on it. The intent was you use the card once, and then they take it away and next time you want a delicious gourmet sausage you need to pay. All of my friends had one of these cards, and eventually they all were taken away, but they never took my card and we kept going back to that bar over and over again to get sausages and drink beer.

  • Bruhh@lemmy.world
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    2 months ago

    Tried cancelling adobe. They wanted to charge for the rest of the year or something as a cancellation fee. Instead, I “upgraded” to a more expensive package, giving me their 14 day refund policy and was able to cancel immediately and still gave me access to the rest of the month. Fuck adobe

  • recursive_recursion they/them@lemmy.ca
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    2 months ago

    If you want to cancel a subscription for whatever reason, worst comes to worst (dark pattern nonsense like trying to cancel an Adobe subscription) you can call your bank and request for a replacement card

    • CodingCarpenter@lemm.ee
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      2 months ago

      However sometimes they allow cards that are being used for recurring subscriptions to keep going even if you’ve had the card replaced. I know from experience Chase does this

        • 93maddie94@lemm.ee
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          2 months ago

          My American Express card was compromised a few weeks ago and while they sent me a new card I was still able to use the old one at stores, use mobile payments, and recurring payments could process. The only thing I couldn’t do was use it online. Even after I received the new card, recurring transactions were able to occur.

      • renegadesporkA
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        2 months ago

        Tell them it was lost/stolen. Don’t dispute any existing charges, but for security reasons they should still block any new charges made against the old card.

    • Sgt_choke_n_stroke@lemmy.world
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      2 months ago

      I did this, a gym membership could “only be cancelled by the manager” I just went online and changed the credit card number on file. Moved away never looked back

    • MrBadApple@lemmynsfw.com
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      2 months ago

      Use a privacy.com virtual credit card. Gives you full control over each card. I use one for each subscription, especially those I don’t plan to renew.

  • venusaur@lemmy.world
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    3 months ago

    If your bank can only deposit a certain amount of a check the same day and you need it all just cash it and deposit the cash

  • kreskin@lemmy.world
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    2 months ago

    My typing class had early computers that graded on speed but not accuracy. So you mashed the keys and got 140 keys per second, and an A in the class. So now I’m a 50-something year old who types like a 13 year old. Somehow the rest of the class didnt figure this out.

    • jpreston2005@lemmy.world
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      2 months ago

      My typing class wanted me to learn how to type with my hands spaced just right, using different fingers to reach each key. But by then I had already been using a computer and just kind of developed my own way of typing efficiently and quickly mostly just using my index fingers. They’d correct my hand position whenever they saw me type, but I was one of the faster typers in the class, so I’d use my own way for the tests and passed easily. I’ve tried to force myself to go back and type like they told me, but by now I’m just much more used to my own spurious method. 🤷‍♂️

      Had a computer savvy friend watch me type once and he audibly went “what the fuck”

      • Nibodhika@lemmy.world
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        2 months ago

        I used to be exactly like that, could even type blindfolded with my own weird way of typing. I eventually learned touch-typing (i.e. the correct way your teachers were trying to teach you) and a more ergonomic keyboard layout (Colemak), I haven’t gained any speed, but I do notice that I get a lot less strain on my wrists and fingers. So if typing is something you do a lot on a daily basis, then it’s worth learning to do it properly to not injure yourself in the long run.

    • FlumPHP@programming.dev
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      2 months ago

      Similarly, in my typing class, they’d have you type the same paragraph a few times. The program didn’t notice copy and paste.

  • ace_garp@lemmy.world
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    2 months ago

    Many years back, at a caravan park games-room they had ping-pong, pinballs, pool, and a cocktail table Space Invaders.

    I had little money for the videogames and pinball.

    Some older kids had figured out that going to Space Invaders and flicking the wall power switch off, for a tenth of a second, would sometimes give an odd-number of free credits.

    We played 7, 21, and then maxed out the registers at 99 credits.

    Everyone played in rotation all day and turned it off with about 20 left.

  • friend_of_satan@lemmy.world
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    2 months ago

    There was a time when Discover would give you checks that you could use to transfer debt from other cards or accounts, which had a promotional rate of 0% for the life of that debt. I deposited one check into my checking account that filled up my discover card credit limit, then used that money to pay off my higher rate Discover Card debt. Then I did that a few more times until my entire Discover Card balance was 0%. This made my credit spending look amazing, because I had such a huge amount coming in and going out each month, and I soon started getting offers for much better card rates. Then I paid off my other credit cards while that debt sat there accruing no interest penalty.

    Also, the way the accounts worked was higher debt would be paid off first, so until I fully paid off that account, there was always some 0% debt below all the higher % debt.

    TL;DR: Discover Card let me my entire credit card debt through my checking account, making my credit score look wonderful and at the same time dropping my interest rate to 0%.

    • LovableSidekick@lemmy.world
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      2 months ago

      “There was a time when…”

      Sounds similar to the tactic of serial debt transfer to one 0% interest card after another. Discover probably realized their program wasn’t motivating enough people to use Discover cards for actual spending.

  • Captain Aggravated@sh.itjust.works
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    2 months ago

    The best loophole I’ve ever learned about is closed now.

    Early in the Dubya administration they were pushing the dollar coins pretty hard. They went through a whole thing where any government coin-operated machine had to take dollar coins (veterans of the time mostly saw this as it mostly effected military bases but this is why the stamp vending machines at the post office suddenly became useless; they now took dollars instead of quarters).

    One of the ways they “encouraged” the use of dollar coins was selling them directly on the Mint’s website. You could go on the US mint’s website and pay face value for them with a credit card, and they paid for shipping. Spend $500, and 500 $1 coins would be shipped to your door.

    So people would order tens of thousands of dollars in coins on a credit card, as soon as they arrived they’d haul the coins to the bank and deposit them, immediately pay off the credit card bill with the deposited currency thus accruing no interest, and then they’d have all those rewards points to spend. The government was taking it up the ass shipping tons of coins to residential addresses, the goal of putting them into circulation utterly failed because they were being taken directly to banks, the credit card companies were taking it up the ass on rewards points that weren’t generating enough interest payments to feed the parasites. The policy got canned.

    Imagine getting to fuck over a Republican administration and the parasite industry in one perfectly legal move. Too bad I was 14 at the time and wasn’t allowed to have a credit card.

    • MintyFresh@lemmy.world
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      2 months ago

      Coinage in this country is one of my pet peeves. We should have a 3, 5, an .50 coins in regular circulation. Coins can work great. They can work fast too.

      I can’t believe people shit all over the coin (Sacagawea dollar piece) like they did. They should have made it bigger though, too similar to a quarter to easily distinguish by feeling.

      • Captain Aggravated@sh.itjust.works
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        2 months ago

        A lot of the mistake was made decades earlier with the Susan B. Anthony dollar, which was the same color and basically the same size as a quarter and thus often mistaken for one. The solution? Mint it in “”“”“”“gold”“”“”“”. It’s actually brass, mainly copper and zinc with some manganese and nickel. Brand new it’s too yellowy and then it tarnishes. It pretends to be gold way worse than the copper-nickel mix in quarters, dimes and, well, nickels pretend to be silver.

        It’s still the same dimensions as an Anthony dollar so it still has the problem that it’s very close in size and shape to a quarter, most coin op machines either outright won’t take them or will accept them as quarters, and we’re used to “cents are coins, dollars are paper” that most people didn’t care. The republicans hated them because there was a brown chick on it, everyone hated them because they tried to immediately cram them into everyday life, and then the Mint hated them because they took it up the ass shipping tons of them to residential addresses only for them to end up in banks in original mint packaging anyway.

        If it were me, what I would do is scrap the idea that there are 100 cents in a dollar because the dollar has gotten too worthless to worry about a hundredth of one. Stop minting pennies, nickels and quarters, let the existing stock circulate for a couple decades without minting more, and then when everyone is naturally standardized on the dime, ditch the cent entirely and make it 10 dimes to a dollar. I am also a raging misanthrope who would bring back burning at the stake, so probably don’t vote for me.

  • felixwhynot@lemmy.world
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    2 months ago

    I enjoyed paying $1.50/mo for YouTube premium by signing up with a VPN to Turkey 🇹🇷 but that’s not a thing anymore 😢

  • weirdboy@lemm.ee
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    2 months ago

    When I was in high school my friends and I were always finding creative ways to skip school and instead go out and do stuff. But, there was a limit of X days that you could be absent throughout the year, or else you’d have to make up the time by attending summer school.

    In a conversation with some school admin staff I discovered that if you attend just one class during the day, any absence for the rest of the day was counted as 0.5 days in the attendance system.

    So, we effectively doubled the number of days we could skip school by showing up for the first hour and then getting out to e.g. attend a dentist appointment.